Advisor Fee Calculator
Buy The Haystack
How much is your financial advisor really costing you?
Move the sliders to see the true cost of advisor fees — including the compounding you lose forever.
Starting portfolio value
$500,000
Annual advisor fee
1.00%
Years until retirement
30 years
Monthly contribution
$500/mo
Without advisor fee
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With advisor fee
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Total cost of advice
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What you're actually paying
Adjust the sliders above to see your results.
The alternative
A low-cost S&P 500 index fund like VOO charges 0.03% annually — 97% less than the typical 1% advisor fee. The difference compounds into hundreds of thousands of dollars over a career of investing. Not financial advice — just the math.